The insurance options are simple when booking a Spaceships campervan. We provide three different insurance options for your campervan road trip in New Zealand.
Standard insurance with 3rd party cover is included with every Spaceships campervan hire, but it comes with bond: $5,000 on Standard.
Partial insurance, which lowers the bond to $2,500 but doesn't provide extra cover so the cover is the same as on Standard Insurance.
Stress-Free Insurance, which provides the most comprehensive cover and has no bond - $0 bond/deposit. It covers almost everything and there's no bond. It provides your vehicle with the maximum cover available, so you can relax and enjoy your holiday stress-free. It is the insurance option we highly recommend.
Did you know? Car insurance isn't compulsory in New Zealand, so even if an accident isn't your fault you can still be liable for the damage if we are unsuccessful in recovering the costs from the other party involved. Stress-Free is the only insurance option that covers a situation like this. It's the only option that will give you complete peace of mind while roadtripping in New Zealand.
See for more information regarding our insurance options, including extra info about the insurance and the terms explaining how rental campervan insurance works.
Price of the insurance options
Insurance Options | Your Bond (frozen before pick-up) | Price per day |
Stress-Free Insurance (most popular) | $0 | $30 |
Partial Insurance | $2500 | $20 |
Standard/Basic Insurance | $5000 | $0 |
Maximum price aka capped insurance fees for long hires
Our insurance options are affordable on long road trips, as both the Partial Insurance Option and Stress-Free Insurance Option are capped at 50 days. This means that you'll never pay more than 50 days for the insurance, even if your road trip is longer than that, while still being covered for the full duration of your trip.
The maximum insurance fee you'll pay for Partial Insurance is $1000 (50 days)
The maximum insurance fee you'll pay for Stress-Free Insurance is $1500 (50 days)
So even if your road trip is 60, 70, or 80 days or even more days, you'll pay that capped aka maximum amount for Partial or Stress-Free Insurance to get insurance cover for the full duration of your trip. This means that your insurance price per day will become cheaper the longer you travel.
Overview of our insurance options
The cover provided by each option is set out below. The Stress-Free option includes every item in this list.
Cover | Stress-Free Insurance | Partial Insurance | Standard insurance |
Single vehicle accidents | ✓ Yes | ✓ Yes* | ✓ Yes* |
Towing costs (in case of mechanical breakdown) | ✓ Yes | ✓ Yes | ✓ Yes |
Unlimited windscreen chips | ✓ Yes | ✘ No | ✘ No |
The roof | ✓ Yes | ✘ No | ✘ No |
One windscreen replacement | ✓ Yes | ✘ No | ✘ No |
Underbody | ✓ Yes | ✘ No | ✘ No |
Side mirrors | ✓ Yes | ✘ No | ✘ No |
Glass cover | ✓ Yes | ✘ No | ✘ No |
Exterior panels (dents & scratches) | ✓ Yes | ✘ No | ✘ No |
2 replacement tires | ✓ Yes | ✘ No | ✘ No |
Cover for gravel roads** | ✓ Yes | ✘ No | ✘ No |
✓ YES = it is covered | ✘ NO = it is not covered
* = with the standard and partial cover the bond frozen on your card will be used to pay for any damages that occur on your trip. Only Stress-Free insurance will cover everything on the list without any bond at all.
** = Gravel road cover excludes the three restricted roads mentioned in clause 4 of the Terms & Conditions. These roads are called Skippers Canyon Road near Queenstown, Ball Hutt Road near Mt Cook and 90 Mile Beach in Northland.
See for more info about our Insurance Options
How our campervan insurance works
If you're travelling on Standard Insurance you are liable for $5000 while on Partial Insurance you are liable for $2500 (or more if you breach the conditions of the rental contract). Liable means the maximum amount you will pay in case of damages or accidents - basically any incident where an insurance claim is needed.
You must have this amount available on your credit card to cover potential damage to the vehicle. We don't take the amount from your credit card when you start your road trip, we only freeze it in case something happens. However, the maximum amount of $5000 (Standard) or $2500 (Partial) needs to be available.
If something happens on your road trip - damage, accident etc - which damages the campervan, the repair costs of these damages will be deducted from the frozen amount on your card aka the bond. If the cost to repair the campervan is less than the bond, you'll get the difference back. If it is more and no breach of contract has happened, then the full bond will be used. Therefore, in normal circumstances, the bond is the maximum amount you will be liable for, the maximum amount you will pay in case of damages.
Stress-Free Insurance covers the most and doesn't have any bond. When travelling on Stress-Free you won't pay anything extra when damages happen, unless a breach of contract has happened, like illegal actions or illegal driving behaviour!